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lock_openFREE OPEN ACCESS • CC BY 4.0journal article2026 • CISR Journal of Innovation and Technology

Empirical Adoption of Explainable AI and Distributed Ledger Architectures in Higher Education and Developing Public Administration

This paper examines the institutional and behavioral determinants influencing the implementation of explainable artificial intelligence (XAI) and blockchain-enabled verifiable credentials across tertiary universities and municipal agencies in developing South Asian economies. Utilizing a stratified structural equation modeling (SEM) design across 412 academic administrators and ICT officers, the empirical findings reveal that technological transparency and regulatory congruence significantly mitigate algorithmic aversion, resulting in a 41.2% higher adoption readiness. Policy frameworks for ethical AI governance in public service are formulated.

1Centre for Innovation and Sustainable Research (CISR), Bangladesh2University of Dhaka, Bangladesh3Stockholm School of Economics / CISR Advisory Board
calendar_todayPublished: 15 March 2026
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menu_bookCISR Journal of Innovation and Technology
•1, 1, pp. 1-18•

Structured Abstract

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This paper examines the institutional and behavioral determinants influencing the implementation of explainable artificial intelligence (XAI) and blockchain-enabled verifiable credentials across tertiary universities and municipal agencies in developing South Asian economies. Utilizing a stratified structural equation modeling (SEM) design across 412 academic administrators and ICT officers, the empirical findings reveal that technological transparency and regulatory congruence significantly mitigate algorithmic aversion, resulting in a 41.2% higher adoption readiness. Policy frameworks for ethical AI governance in public service are formulated.

Research Domain:Sustainability Transitions, Decarbonization & Quantitative Econometrics
JEL Classification:Q01, Q56, M14, O32, G32
Author Keywords
Explainable Artificial Intelligence (XAI)Distributed Ledger TechnologyHigher Education GovernanceStructural Equation ModelingPublic Sector Digitalization
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Creative Commons Attribution 4.0 International (CC BY 4.0)

This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.

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